Do I have a case?
It does not cost anything for you to speak with us about a potential case. We will review the facts with you and give you an opinion as to whether you have a case or not.
Does my case have to be put into suit?
We will try to settle your case out of Court, but there are some instances when we will have to file suit.
At what point can you begin settlement negotiations?
Normally, settlement negotiations can begin at the point when you reach a medical endpoint. Your doctor will determine at what point medical treatment is no longer necessary or will not result in any more improvement.
Who determines if I have suffered a permanent injury?
We will either rely on your doctor to determine whether you have a permanent injury or there are some instances where we will recommend a specialist that will document any permanent injury.
Who pays my medical bills and loss wages, if I have any?
A part of your automobile insurance policy is referred to as Personal Injury Protection benefits, commonly referred to as "PIP" benefits. Most people have this coverage, although you may specifically exclude it from your policy. PIP is available up to $8,000.00. This is a "no fault" benefit. By statute, in Massachusetts, PIP coordinates with your private health insurance carrier and each are required to pay their statutory share. PIP also covers loss wages up to a point. As an example, PIP will pay the first $2,000.00 in medical bills and thereafter your private health carrier should pay and whatever is not covered may be submitted back to "PIP" up to $8,000.00. Loss wages may also be submitted to "PIP", a cap of $8,000.00 exists for loss wages and medical bills.
How long will it take to settle my case?
First, we must wait until you have reached a medical end result. Ordinarily, this can take between six (6) months to a year. We must then determine if you have suffered a permanent injury. There is also a period of time where we may send you to an expert in order to document a permanent injury and/or economic damages, such as future loss wages or loss of earning capacity. We will do everything in our power to move your case along, but some cases take longer than others to resolve. Of course, if we have to place your case into the Court system, we are subject to the rules of the Court.
- Basically, the fee that we charge to handle a typical personal injury case is a contingency fee of 33-1/3% of the gross settlement, verdict, or judgment, if the matter is settled prior to the filing of suit. This contingency may increase if we bring suit, and the increase in the percentage will be explained to you at our first meeting.